Fast and easy online loans for people with bad credit
White offers loans and credits to people around Denmark and Norway. It started with a collaboration between Handelsbanken and Dansk Supermarked in 1987, where they have developed until today, and have become a respected and contemporary bank with different loan options. They provide financial solutions to more than 2,000 partners offering credit and loans directly to users.
Every year, over 400,000 applications for online loans for bad credit are processed, and the company is at the top of providers when it comes to loans to the private market.
The core values of the company lie in the customers. White loans do a lot in being a trustworthy company and have a focus on customer needs, and on the fact that each customer gets good service, in high quality, which is recommendable. In addition, they support families with children suffering from cancer who both give good credit to customers. They have the heart in the right place. From a quick research on Trustpilot you can, based on 800 reviews, consider that they make a good effort to give customers what they promise and are on a scale called 8.4 out of 10. If you want to read about their accounts, It can be done on their own website.
White Loans – Which Loans Do They Offer?
There are many reasons to take out a loan, and therefore it is also very different. White loans from 10,000 to 300,000 without you having to provide additional security than what you send in your application. Get an SMS Loan now between 10- and 20,000, so no documentation or collateral is needed other than a credit rating. They also offer White Collective Loans to their customers.
If the loan is between 20,000 and 75,000, there must be documentation to prove your income. This can, for example, be a paycheck. In addition, a credit rating must again be made. Depending on this assessment, you pay a different interest rate – ranging between 7 and 20 percent. This interest rate is a variable that can be changed throughout the term of the loan, depending on how the credit rating looks.
Loans between 75,000 and 300,000 are taken into account for the borrower’s latest payslip and annual statement. This must be attached to the application you submit. There is also a requirement for a minimum year’s income for the household of SEK 250,000.
White.dk promises that they will quickly get the answer to your application that you submitted, as well as quick payment if the application is approved. If you have been unlucky before, and are registered in RKI, then you are almost certainly rejected. In addition, it is a requirement that you have your permanent residence in Denmark and that you have a residence permit that is permanent in the country – the same applies to Norway.
White Loans are also one of the leading providers of collectible loans. This means that if you, for example, find a girlfriend and you move together. Then you can collect both your loans – even if you have different loan providers. This can ultimately save you money, depending on how long each one has left of the loan period.
How do I make a loan at White?
The actual process involved in taking a loan here is to start submitting an application from within their website. Depending on how big t quick loan, you will get a response within a neighborhood. If you want a Collective Loan, it takes longer instead. These new payouts take up to 48 hours before being treated, and therefore up to 3 – 4 days before getting a final answer. Once you have signed the agreement, there will be 1-2 business days, after which the money will be in your account. Take a White loan from White if you want the money quickly paid out. You must have a permanent residence in Denmark and must not stand in RKI.
What are the benefits of borrowing from White?
The solutions offered to offer a lot to the fact that all people should have the same opportunity to borrow. Their collectible loan is actually only made so that you as a customer can save money. In addition, they are helpful and ready to assist you in customer service in all weekdays.
The company assumes that you must be able to live well even if you pay off on a loan. They have a slogan called caring carefully and they will create the best White loan for you. Therefore, there is a calculation paper where you can make a budget. With this, you can see how much you have to pay back on the loan every month. Thus also knowing what your consumption is so that you do not get into financial trouble.
White loan advice for when to borrow and worth knowing.
The most important thing, as mentioned before, is that you have control of your finances before you take a White loan. Of course, you would like to finish your White loan as soon as possible, but it is important to keep your head on and be realistic. It may be that you still want to have room in the budget for weekend stays, and this must also be included in the budget.
In addition, credibility is important, so if you choose another company to borrow money from, then you should do some background study. Here, Trustpilot is always a good starting point, where private persons write reviews of their experience with White loans.
Have you made a budget
To understand the loan, it may be necessary to have your own bank to look at the contract. You can also get a lawyer to look at the papers. If that is not possible, read through the contract yourself and ask if there is anything you are in doubt about. Remember that the company will be trustworthy and that means you are transparent in its business. There is no reason to hide details. They also know that not all of their customers are in the same sharp words to the banking profession, so there is no reason to feel stupid when asked.
One of the last advice from the company is to pay its monthly installment on time. You have already made a budget so you know how much money you need on the loan this month. If you postpone the payment, you just postpone the problem. So keep your head on your budget!